If you are dealing with a medical condition that keeps you from working and earning income, you may be interested in applying for Social Security Disability Insurance (SSDI). While this program is aimed specifically at workers with medical impairments, the application process can be very confusing. The Social Security Administration (SSA) provides three avenues of help when filling out an application so read on to find out more.
1. Call the SSA
Unfortunately, the COVID-19 epidemic has prompted the SSA to close almost all local offices, which has curtailed in-person visits. While phone support from the SSA is still available, the wait time to speak to a claims representative can be very lengthy. A lot of general information about SSDI benefits and more can be found on the SSA website, but there is no chat function so that you can ask questions.
2. SSDI Advocates
You can find help from third-party support businesses and individuals. The SSA allows certain entities to help applicants with their applications. These advocates must pass a test, background checks, have insurance, and be approved by the SSA. These are not free services. If you are owed back pay, their pay, which is a percentage of your back pay, is deducted before you receive it to pay the advocate. These advocates are trained in SSDI practices so that they can assist you in filling out your application correctly.
3. SSDI Lawyers
Another step up the ladder is Social Security lawyers. First, an SSDI lawyer has to have a degree from an accredited law school, pass the bar, and be licensed to practice in the state. Then, they have to undergo the same approval process as an advocate does. However, lawyers can do more for you than an advocate can and the cost to filers is close to the same. Here is what else makes a Social Security lawyer superior to an advocate:
- Attorney-client confidentiality is only available with a lawyer.
- Lawyers have a governing body overseeing their actions and punishing those who are not up to standards (the state bar as well as The American Bar Association).
- A lawyer can help you prepare for your appeal hearing before a Social Security judge. They can represent applicants at the hearing, cross-examine witnesses such as vocational experts, and introduce evidence supporting your medical claims.
It just makes sense to trust a Social Security lawyer for help with both your application and/or your appeal. Speak to a Social Security attorney about your claim today.
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